![]() All of your problems seem temporarily solved! If some of that money includes student loans, as it likely does, your problems are just quietly snowballing-Future You is going to get ambushed if you’re not careful. When that financial aid hits your account, it’s tempting to look at it as income. Learn about how money affects mental health in college students. So, first things first, get your free year of YNAB (the best budgeting app for students), and then let’s talk about how to use it. ![]() In a way, your budget is a lot like a life coach, it just won’t bug you to start meditating or ask you to keep a gratitude journal. ![]() Developing good habits around spending and saving now (yes, before you have much money) can set you up to have the freedom to make choices about your life and career that you may not otherwise be able to afford. YNAB can’t help with what to watch on Netflix or which career path to pursue, but we can help you build a solid foundation for your financial future, and that’s no small thing. You’re probably broke on top of it all, even if your parents are helping out. Luckily, college students are renowned for having fat stacks of cash and can hire a personal assistant, life coach, and financial advisor to help with all of that. Yeah, you know how to use your meal plan (maybe?) but financial aid and student loans and prerequisites and electives and finding a part-time job and internships and paying bills and, oh, that little matter of committing to an area of study to work in for the rest of your life when you don’t even know what you want to watch next on Netflix. Welcome to the “Am I An Inadequate Adult?” club.) (Spoiler alert: that uncertainty continues for the rest of your life for many of us. And your general idea of what was going on probably started to feel less within reach the more you realized how much is going on during the school year. That would be pretty weird but, admittedly, also kind of awesome. Very diligently.īut let’s be real, I doubt you sashayed. Nothing left to do but party-er, I mean study. You had your schedule and your room assignment and a general idea of what was going on. You probably sashayed onto campus feeling triumphant at first-you’d made it. The ultimate crash course in Adulting 101. ![]() Need some help learning how to budget as a college student? Sign up for a free year of YNAB and keep reading!Īhh…college. ![]()
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